BRANCHES AND ATMS
Find a branch, an ATM, or a credit union that will help you like we would
Summit runs 42 branches of its own and belongs to two national networks, so your account works far past our own front doors. Search by ZIP code, city, or the service you need.
The network
Where you can bank without paying a fee
Shared branching means a teller at another credit union can handle your Summit account as if it were theirs.
42
Summit branches
85,000
Surcharge-free ATMs
5,600
Shared branching locations
412,000
Members served
Sample locations
A few of our branches
Use the search above for the full list of 42, including drive-up only sites.
Branch
Address
Lobby hours
Summit Center
120 Meridian Avenue, Riverton, MN 55402
Mon to Fri 9 a.m. to 5 p.m., Sat 9 a.m. to 1 p.m.
Northgate
4415 Halstead Road, Riverton, MN 55411
Mon to Fri 9 a.m. to 5:30 p.m., Sat 9 a.m. to 1 p.m.
Cedar Ridge
812 Cedar Ridge Parkway, Fairmont Hills, MN 55337
Mon to Fri 9 a.m. to 5 p.m., closed Saturday
Lakeside
27 Harbor Street, Lakeside, MN 55044
Mon to Fri 9:30 a.m. to 5:30 p.m., Sat 9 a.m. to 1 p.m.
Westfield Crossing
9060 Prairie Crossing, Westfield, MN 55379
Mon to Fri 9 a.m. to 5 p.m., Sat 9 a.m. to 1 p.m.
Ironworks
301 Foundry Street, Riverton, MN 55407
Mon to Fri 10 a.m. to 6 p.m., closed Saturday
Drive-up windows generally open 30 minutes before the lobby and close 30 minutes after. Hours change on federal holidays. This is a demonstration website; branches, addresses, and hours shown are illustrative only.
What you will find
Filter branches by the feature you need
Not every location has every service, so the locator lets you narrow the list before you drive.
Away from home
Your account travels better than you think
Because Summit is part of the CO-OP and shared branching networks, you can withdraw cash at 85,000 ATMs and walk into 5,600 other credit union lobbies to make a deposit, transfer, or loan payment. Bring a photo ID and your account number.
Questions about visiting us
Do I need an appointment?
Not for everyday teller work. Book one for anything that takes a desk: opening an account, signing loan documents, a notary, or a safe deposit box. Appointments are usually available within two business days.
What can a shared branch actually do for me?
Deposits, withdrawals, transfers between your Summit accounts, and loan payments. They cannot open accounts, issue you a new debit card, or change your address. Those still come through Summit directly.
How do I know an ATM is surcharge-free before I use it?
Look for the CO-OP logo on the machine, or use the ATM filter in the locator, which only shows network machines. If a screen offers to charge you a fee at a network ATM, cancel and let us know.
Are branches open on federal holidays?
No. Lobbies and drive-ups close on the ten federal holidays, and we close early on Christmas Eve. Digital banking, the ATM network, and the 24-hour card line stay available.
Which branches have safe deposit boxes?
Fourteen of the 42, including Summit Center and Northgate. Sizes run from 3 by 5 inches to 10 by 10 inches, and there is usually a short wait list at the busier locations.
Can I get cash without a card?
Yes, at any Summit teller window with a photo ID. Our newer ATMs also support cardless withdrawal through the mobile app using a one-time code that expires in ten minutes.
Come see us, or do it from the couch
Either way, you are talking to the people who own the place alongside you.