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Summit Federal Credit Union

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A better rate is a short conversation away

Pre-qualify in about two minutes with no impact to your credit score, then shop with a real budget in hand. Decisions are made here, by people you can call.

A family in their car after picking it up
Two members talking with a Summit lender

Why members stay

You own the place, so the math works differently

Summit has no shareholders taking a cut. Whatever we earn beyond running the credit union comes back to the 412,000 people who bank here, as better rates, fewer fees, and hours that fit a working week.

No monthly maintenance fee on any personal checking account
85,000 surcharge-free ATMs and 42 branches you can walk into
Loan decisions made locally, not routed to an out-of-state desk

Book a time that actually suits you

Pick a branch, pick a person, pick an hour. Bring your questions about a mortgage, a business loan, or just getting started, and someone will have already read your file.

Schedule an Appointment
A member booking an appointment on her phone

412,000

Members who own this credit union

$14.2B

In assets, held on their behalf

42

Branches across the region

1948

The year members started it

Membership takes about five minutes

Open a share account with a $5 deposit and you are an owner, with access to every rate, product, and branch we offer.